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Depósito Fácil Internet

1 /6
This number is indicative of the product risk, whereby 1/6 indicates a minor risk and 6/6 a major risk.
The Bank is associated with the Credit Institutions' Deposit Insurance Fund. For deposits in money, the maximum guaranteed amount is €100,000 per depositor in each credit institution.
The reimbursement, rescue or early refund of part or all of the invested principal are subject to commissions or penalties.

  • The best savings options

    Choose the term that best suits you today and reap the benefits in the future

  • Monthly interest settlement. Choose your term. Return at a rate of up to 0.04% APR.
  • Drawing of a girl putting money to a piggy bank
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Benefits of the Depósito Fácil Internet

Choose the term that most interests you and ensure a good return with full guarantees. It's that easy:

  • It allows one or more deposits, with monthly interest payouts.
  • Allows one or more holders and also permits authorised persons (authorised persons must be registered at your Bankia banch).
  • Automatic renewal at maturity. It can be refunded in advance, either fully or partially, applying a lower interest rate than that initially agreed to (*)

(*) In such cases: a proportional interest rate to the elapsed time from the beginning of the deposit will be applied to the reimbursed capital, that is, the new interest rate to be applied would be the result of multiplying the agreed interest rateby the number of days open, divided by the initially committed term.

What interest can I obtain?

TERM

NOMINAL RATE

APR

EXAMPLE OF MONTHLY INTEREST*

1 month:

0.010%

0.01%

€0.08

3 months:

0.010%

0.01%

€0.08

6 months:

0.010%

0.01%

€0.08

12 months:

0.010%

0.01%

€0.08

13 months:

0.040%

0.04%

€ 0.33

25 months:

0.030%

0.03%

€ 0.25

36 months:

0.030%

0.03%

€ 0.25

 

The best way to invest your savings exclusively through Bankia Online with excellent terms and conditions.

Examples:

10,000 euros invested in a 13 month Depósito Fácil Internet product at nominal interest rate of 0.040% (0.04% APR), with monthly interest payments into a linked account of €0.33, which will generate gross interest of 4.29 euros if the investment is held for the indicated term.

(*) Example of monthly return when investing 10,000 euros at the interest rate given in the corresponding terms. Amount subject to tax withholding at the rate in force.

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